Avondale real estate FL, Riverside real estate, Ortega real estate, and Historic Jacksonville real estate, home listings and homes for sale in Florida - Flo Bliss, REALTOR® Flo Bliss, REALTOR(r) for Avondale, Riverside, Ortega, and Historic Jacksonville, Florida real estate - NUMBER1EXPERT™ Flo Bliss NUMBER1EXPERT(tm) for Avondale, Riverside, Ortega, and Historic Jacksonville, Florida real estate
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Flo Bliss, REALTOR®, real estate agent and broker for Avondale, Riverside, Ortega, and Historic Jacksonville Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
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Why Buyers Choose Me: Why homebuyers in the Avondale, Riverside, Ortega, and Historic Jacksonville area choose Flo Bliss as their Realtor
Latest Listings: Get Flo Bliss' latest Avondale, Riverside, Ortega, and Historic Jacksonville listings of homes for sale first!
Find Your Perfect Home: Flo Bliss will search for your ideal home and email you the newest Avondale, Riverside, Ortega, and Historic Jacksonville MLS listings of properties
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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What is the most common name for a city in the United States?

A 
Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Flo Bliss, REALTOR®, real estate agent and broker for Avondale, Riverside, Ortega, and Historic Jacksonville Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Flo Bliss, REALTOR
Watson Realty Corp

4194 San Juan Avenue
Jacksonville, FL. 32210
Direct: (904) 463-1692
Office: 904-421-3541
Email: flobliss@NUMBER1EXPERT.com

As one of America's #1 Real Estate Experts™ in the Avondale, Riverside, Ortega, and Historic Jacksonville areas, Flo Bliss is well equipped to guide you through all your real estate needs. Please do not hesitate to contact her for more information.

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